Getting cash back is a good habit while shopping. Either you are buying anything online or offline. Discounts and cash back always matter. But if you do shopping online with different online shopping portals. Then paying with credit cards is the best option.
Because many sites give a special discount and easy pay options if you pay through credit cards. And do you know there are so many Cash Back Credit Cards available to avail cashback while purchasing any product?
And this extra cash back will not be considered as discounts offer by shopping portals. Because banks also offer cash back on shopping with credit cards.
So it means if you are buying any product with 15% discount or cash back and using your special cash back credit card (Which gives an up to 25% cash back) and getting 10% cash back from the bank. Then your total saving will be 25% for that product.
Here are the top 3 cash back credit cards in India.
3 Best Cash Back Credit Cards In India
CITI Bank Cash Back Credit Card
Citi Bank credit cards reconsidered one of the preferred credit cards in India. Almost every card user wants to keep at-least one Citi Bank Credit Card in his pocket. Because Citi Bank credit cards come with great features, offers, and deals.
And Citi Bank Cash Back Credit Card can give you up to 5% additional cash back on every purchase.
With Citi Bank Cash Back Card you can get 5% cashback on utility bill payments, Movie ticket bookings, Telephone bill payments along with 0.5% cash back on all other spendings.
SCB Manhattan credit card
Standard Chartered Bank has many credit cards as per users need. SCB Super Value Titanium, SCB Land Mark Platinum, SCB Yatra etc. But SCB Manhattan is the premium category credit card offer by the Bank.
This card comes with few great cash back and saving benefits. With this card you can avail 5% cash back on credit card spends in Super Market and departmental stores in India.
Also, you can earn 3 rewards point for each 100/ INR spends through Manhattan Platinum Credit Card. You can get up to 150/ INR cash back on every transaction
SBI Simply click Credit card
State Bank Of India aka SBI is having some great plastic money options. From beginners to premium with multiple features and benefits, You can choose any credit card as per your needs and eligibility.
And SBI Simply Click card is the best option for those who want to keep a government bank card with all features. Basically, this card come's under entry-level segment. So anyone who is earning more than 25K per month can apply for this credit card.
Get a 500/- RS Amazon gift voucher as welcome gift. With SBI Simply Click card you can earn 10X reward points for each 100/ INR spending while spends on SBI online partners Ex- Amazon, BookMyShow, Foodpanda etc.
You can also use your reward points for shopping with bank partners.