In last decade use of plastic money has been increased and now almost every bank is offering multi-feature credit cards.
So you should choose a credit card which is easy to use and can give a money back in terms of Rewards, Miles, and Cash Back while you use it for Traveling.
With my experience, I have selected few best credit cards for domestic travel, which will give you multiple reward points, Miles, & free flights and hotel stay too.
5 best credit cards for domestic travel in India
#Amex MakeMyTrip Credit Card
American Express is an international brand name in the financial sector. And Amex has some good credit cards for their premium customers.
Amex cards are the international credit cards and use only Amex Payment Gateway. While the most of other banks only use Visa & Master.
In 2014 Amex launched its co-branded credit card named Amex Make My Trip.
As you can read in the name this card is co-branded with MakeMyTrip where you avail 5% to 70% discount on Travel Bookings.
Features & Benefits:
As an Amex Cardholder, You can avail multiple benefits with the card. Bank will give MakeMyTrip travel voucher worth Rs 2000/ while you receive your card.
You can get 2.50% fuel surcharge waiver on HPCL fuel outlets.
Avail up to 20% dining discount at selected restaurants across the country.
Discounted access to 31 Domestic Airport Lounges at 14 cities in India.
Get 5% Cashback on Internation hotel & flights Booking via MakeMyTrip.
Get up to 15% Cashback on domestic hotel & flights Booking via MakeMyTrip.
You can also enjoy up to 70% Cashback on Hotel bookings made via MakeMyTrip.com. (valid till 31st March 2017)
With spending rewards scheme ear multiple Payback Points and MakeMyTrip Travel vouchers.
Get a MakeMyTrip voucher worth Rs. 2,000 on spending Rs. 1.25 lacs and an additional MakeMyTrip voucher worth Rs. 5,000 on spending Rs. 2.5 lacs, every year.
Annual fee: The first-year fee will be Rs 750/- and 1500 Rs from 2nd years onwards.
# SBI Yatra Credit Card
State Bank Of India is having many premium travel credit cards but SBI Yatra Card is best for domestic travel.
Although SBI is having it's all premium airline credit cards co-branded with Air India. But SBI Yatra is the co-branded credit card with Yatra dot com for Domestic and International travel bookings.
But SBI Yatra is the co-branded credit card with Yatra dot com for Domestic and International travel bookings.
Features & Benefits:
Get Yatra.com vouchers worth 8,250 with your Yatra SBI Card on joining fee payment
Enjoy exclusive access to the premium MasterCard airport lounges in India
Get 6X Reward Points on spends at Yatra.com, Departmental and Grocery stores
Additional 6x bonus points on base fare or base tariffs for purchases made at Yatra.com
Get freedom from paying the 2.5% fuel surcharge on every transaction between 500 and Rs. 3,000
Maximum surcharge waiver is of 100 per month
Transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card to avail a lower rate of interest and repay in EMIs
Buy just about anything for Rs. 2,500 or more and repay in easy monthly installments with our Flexipay facility
Fee: 499/- Per Annam.
#Standard Chartered Yatra Platinum Card
Standard chartered Yatra Platinum credit card is one of the best travel credit cards in India.
SCB Yatra is the another card co-branded with Yatra.com. Yatra Card offers Cashback on your all travel bookings with multiple reward points.
You can earn Up to 10% cashback with 4X reward points with every travel booking via Yatra.com website.
Get the welcome gift of travel vouchers worth 8.5K from Yatra Dotcom.
- Earn 2 reward points for every Rs. 100 spent, except on fuel
- Save on your fuel bills with our 2.5% fuel surcharge waiver
Fee: Rs 499/- Per Annum.
# CITI Bank Premer Miles
CITI Bank PremierMiles is one of the best premium credit cards in India.You can use PremierMiles card for domestic and International travel purpose.
PremierMiles is having tie up with more than 100 Domestic and International airline where you can redeem your earned miles.
- 10,000 Miles with your first spend of 1,000 or more on your Citi PremierMiles Card within 60 days of Card issuance
- 3,000 Miles on Card renewal.
- Earn accelerated 10 Miles per Rs.100 when you book flight tickets, hotel stays, and car rentals at the dedicated PremierMiles website.
- Earn 10 Miles per Rs.100 spent on all airline transactions - with any airline in the world
- 10 Miles per Rs.100 spent with our online partner merchants.
- Air Accident Insurance Cover of up to Rs 1 Crore.
- Lost Card Liability Cover of Rs2 Lakh.
- Up to 20% savings across 2000 restaurants with Citibank credit cards.
You can redeem your Miles for flights without blackout dates. And can avail lounge access facility to selected airport lounges across the country.
Enjoy gourmet meals, unlimited beverages, Wi-Fi, and more.
Annual fee of Rs. 3,000 is billed in the 1st-month statement of card issuance and incrementally every 12 months thereafter.
# ICICI Jet Coral
is the co-branded with Jet Airlines. This card gives your Jet miles for fly free with the airline across the world.
Jet Coral is having some additional features and its one of the best credit cards for domestic travel and other needs.
Features & Benefits:
You will get 2500 JP miles on joining as welcome Gift. And 1250 JP Miles on renewal every year.
You can redeem your all JPMiles with Jet Airways & 25+ other Domestic & Internation Airlines for free flights across the world.
Enjoy every year 8 complimentary lounge access to all major domestic airports in India.
Avail Buy 1 Get 1 Movie ticket offer on BookMyShow.com
Get 15% dining discount on 2500 Resturants & Hotels across the country.
2.5% fuel surcharge waiver on all HPCL fuel stations in India.
Annual Fee: Card joining fee will be 1250/- and will be same from 2nd year onwards.
These are the few best credit cards for domestic travel in India. All cards are the multi features credit cards. So you can select any cards as per your travel needs.
CITI Bank PremierMiles comes with Visa & Master Gateway options while ICICI Jet coral gives you to option to select between Amex & Visa.
Personally, I'm using HDFC, ICICI, & CITI Banks credit cards and I'm happy with the services of all these banks.