ICICI Amazon Pay Credit Card is one of the popular shopping credit cards in India.
ICICI Bank is the largest private-sector bank in India. And the bank is offering many different types of products for its customers.
ICICI Bank Credit Cards are one of the most popular products among all customers.
In 2019 the bank launched a Co-Branded card in association with Amazon India named Amazon Pay Credit Card.
The ICICI Bank Amazon Pay credit card is a multipurpose credit card, which you can use as per your needs either online or offline.
Read: Best Credit cards In India List
ICICI Bank Amazon Pay Credit Card
As the card name suggests this card will give you more benefits on online shopping done with Amazon.
Bank customers who have an existing relationship with the bank are getting the invitation for applying for this card.
However, you can also apply for the card without opening an account with the bank.
Amazon Pay Card Benefits & Features:
You will get 5% cashback on Amazon deals ( If you are an Amazon Prime Member).
You will get 3% cashback on Amazon deals (if you are a non-prime member)
2% cashback will be on all Amazon pay merchants ( Use Amazon pay services to avail cashback)
Customers will get 1% cash back on other all spending.
With these, all Amazon benefits ICICI Amazon Pay credit card users will get a few more advantages shared by ICICI Bank.
Customers can avail of the benefit of a 1% fuel surcharge waiver on all HPCL fuel outlets across India.
15% dining discounts will be on all 800+ affiliated restaurants across India.
Customers can avail EMI facility on all products valued at more than 2500/- INR.
The card has zero annual fees which means the customer does not need to pay any amount as card charges or maintenance fees,
Read: Business Credit Cards In India
Amazon Pay Card Grace Period & ROI:
The interest-free period will be up to 48 days. Along with the 30 Days billing cycle, the bank is also giving 18 days extra as a grace period.
After the interest-free period or due date ROI on the purchase will be approx 3.40% per month.
Documents & Eligibility:
- Colour Photograph
- 3 months’ salary slips
- 3 months bank statement of salaried account.
- PAN Card copy
- Present address proof ( Voter Card, Aadhar card, DL, Passport, Rent Agreement, Utility Bills, etc. )
If you are a self-employed person you will have to submit your latest ITR copy instead of a salary slip along with all other documents.
Age: Customers whose age between 18 to 60 years can apply for this credit card.
Income:
For Salaried: Your monthly net salary should be 25K (NTH).
For Self-Employed: Your last ITR income should be min 4 Lac.
Why should you apply for this card?
If you are looking for a lifetime free card with multiple shopping discounts Amazon Pay credit card can be the best choice.
From a beginner to an existing card user, both can apply for this credit card.
Like Amazon Pay, ICICI Platinum Chip is also a Lifetime free credit card that you can apply for all domestic and international uses.
For more information about the card read – the ICICI Platinum chip card latest review.
Also Read:
Premium credit cards in India.
Life-time free credit cards in India.
Best credit cards for beginners in India.