Are you going to apply for your first Credit Card? If Yes then the ICICI Bank Credit Cards can be a good option for you.
ICICI Bank is the largest private sector bank in India. With multiple other services, ICICI Bank is also providing credit cards to bank customers.
If you want to ICICI Credit Cards then Bank is having multiple card options as per your needs.
ICICI Bank Credit Cards With Features & Fee
ICICI Platinum Chip(Entry Level Card) |
# Best Credit Card for beginners. # Get a 1% fuel surcharge waiver # 2 payback points for each 100/- RS spent. |
Life-Time Free |
ICICI HPCL Coral Amex( Fuel Card ) |
# 3.5% Savings on Fuel Purchase
# 5 Payback Points for each 100 Rs Spends. # Rs 200/- discount on BookMyShow. |
Annual Fee Rs – 199/-*
(Waiver if spends 50k in a Year) |
ICICI Coral Visa( Shopping & Rewards) |
# Welcome gift worth Rs 1000/- # Up to 4 Rewards Points for each 100 Rs spending. # Quarterly 2 free access at Visa Lounges at selected Airports. # Monthly 2 free movie tickets on BookMyShow. # Privileges to redeem reward points. |
Annual Fee Rs – 1000/-*
2nd year Rs – 500/- (Waiver if spends 1.25 lac in a year) |
ICICI Coral Contactless(Shopping & Rewards) |
# Welcome gift worth Rs 1000/- (Provogue tie) # Up to 4 Rewards Points for each 100 Rs spending. # Quarterly 2 complimentary domestic airport lounge visits per quarter. # Monthly 2 free movie tickets on BookMyShow. # Privileges to redeem reward points. |
Annual Fee RS – 1000/-
2nd year Rs – 500/- (Waiver if spends 1.25 lac in a year) |
ICICI Jet Coral(Air Travel) |
# Get 2,500 welcome bonus JPMiles on joining
# 2,500 activation bonus JPMiles on achieving spends threshold of Rs 50k. # 1, 250 Bonus JP Miles on card renewal every year. # 2 Free movie tickets on BookMyShow every month. # 2 complimentary lounge visits per quarter. |
Joining Fee Rs -1250/
Annual Fee – Nil 2nd year RS – 1250/ |
ICICI Rubyx(Signature) |
# Welcome Gift -Sennheiser HD219 Headphones on payment of the Joining Fee.
# Get 2 free movie tickets on BookMyShow every month. # 1 Complimentary round of golf every month. # Up To 50% discounts at leading spas and wellness centres across the country. # Enjoy 2 complimentary lounge visits per quarter. |
Annual Fee Rs – 3000/-
2nd year Rs – 2000/- (Waiver if spends 2.5 lac in a year) |
ICICI Sapphiro(Signature) |
# Welcome Gift -Bose IE2 headphones on payment of the Joining Fee.
# Get 1 complimentary round of golf every month. # Free complimentary Priority Pass Membership # Get 2 free movie tickets at BookMyShow every month. # Avail 24×7 concierge service # Up to 50% savings on leading spas and wellness centres across the country. |
Annual Fee Rs – 6000/-
2nd year Rs – 3500/- (Waiver if spends 5 lac in a year) |
Documents Requirments For ICICI Bank Credit Cards
The customer must be salaried or self-employed while applying for ICICI Bank credit cards.
Because bank only issues credit cards to those customers who are having regular income resources.
With a minimum of 21 years of age, the applicant has to submit his/her documents with income proofs.
Required Documents:
Colour Passport Size Photograph.
Pan Card Photocopy.
Current Residence Address Proof.
Monthly Income Proof:-
- Salaried – Latest 3 Months Salary Slips.
- Self-employed – Last 2 Years ITR Copy.
Latest 3 Months Bank Statement.
Income Criteria –
For salaried minimum monthly income should be 20K NTH, and self-employed annual income should be 3.5 lac.
Having an ICICI Bank account will be an added advantage.
CIBIL/ Credit Score Requirement:
Applicant’s Credit Score must be more than 740 and not should have any default or fraud history with any bank and other working/ existing financial institutions in India.
[If your credit score is low then you can learn here about how to improve low credit score. ]
Residence & Working Area
As per policy, banks offer financial products in selected areas only. So the applicant should be living in bank service locations.
For getting instant approval of your ICICI Bank Credit Card you can apply online through the bank website.
Low salary credit card