ICICI Bank Coral Credit Card
India’s leading private sector bank ICICI has some very best credit cards in its bucket. And, ICICI Coral visa Credit card is one of them.
With the premium features, the ICICI coral visa is the best choice for those who don’t want to pay much yearly fee but want a multipurpose credit card for their domestic and international use.
Coral card’s premium features like free movie tickets, lounge access, cashback, dining benefits etc make it a perfect choice for customers.
Read:- Best credit cards for daily use.
ICICI Coral Credit Card
Being a leading bank ICICI offer many services to bank customers.
Savings accounts, investments, loans, Insurance*, & credit cards are the popular services you can avail of in the bank.
And credit cards are one of the popular products in the bank. From beginner to super-premium you can choose a card as per your need.
ICICI Coral Visa credit card is an entry-level premium card. You can choose between Visa and Mastercard payment gateway.
However, you can also go for Coral American Express where ICICI Bank Coral Amex card will be delivered to you.
It’s a multipurpose credit card so you can use this for your all daily needs.
With its shopping, rewards, entertainment, and travel benefits, this card is a perfect choice.
Coral Visa Card Features & Benefits:
- Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year.
- Earn 2 reward points for each 100 INR spent.
- Get The EMI facility.
- Get a 15% discount on more than 800 restaurants in India.
- Up to 48 days of interest-free time for bill payment. (30 days + 18 grace period)
- 1 complimentary visit to the Airport lounge per quarter.
- Get a discount on movie tickets on BookMyShow.Com
- Spend 2,00,000 INR and get 2000 PAYBACK Points.
- 1% Fuel surcharge waiver on HPCL fuel outlets.
Annual Fee: Joining fee INR 500/- and Renewal Fee INR 500/- ( Waiver if spend 1,50,000/ INR in last 12 months)
Eligibility Criteria For ICICI Bank Coral Visa Card:
If you are an ICICI bank customer it will be quite easy to apply and get approved.
You can apply for Coral Visa Card directly from your account.
Still, if you are not a bank customer but match the bank eligibility criteria then can apply for Coral Card either online or offline.
With a monthly income of 25K and above you can apply for an ICICI Coral Visa Credit Card.
Bank also has some Premium credit cards and unlike the other basic credit cards, you need to fulfil a few more requirements for these credit cards.
Banks generally offer these cards to their premium customers only.
The customer who has a good monthly income is either salaried or self-employed.
Most of the premium credit cards required a minimum income of 3 lac per annum to 6 lac.
If you choose a super premium credit card then this requirement can be a minimum of 30 lac per annum.
Read: Best Personal Finance Blogs In India To Learn About Daily Finance.
Documents Required For Coral Visa Card:
Every applicant has to submit his /her own documents for verifying the customer details. Below are the documents the bank required for verification.
Colour passport-size photograph
Pan Card Photocopy
Residence/Address proof
Income proof ( Salary Slip / ITR Copy )
Bank Statement
Company ID card / Visiting card ( Required in a few cases)
Credit Score:
Applicants should have a good credit score while applying for the Coral visa credit card. Bank prefers customers who have a good credit line or Cibil Score.
Generally, a score between 750 to 900 is considered a good credit score. Your existing credit line also should be clear.
Read:- ICICI bank Platinum chip credit card review.