5 Best Travel Insurance Plans For Europe Visit.

There are several Insurance Companies are in India which commit best options while you look for Travel Insurance. But most of the times their policy conditions become worst.

If someone needs the policy benefits then these companies ask for so many documents and information about the conditions which were not discussed at signup time.

If you are planning your next business/family trip to Schengen countries, travel insurance is mandatory for Schengen Visa.

Best Travel Insurance Companies In India

Here I have collected 5 best travel Insurance for Europe visit. These policies are offered by some of the best Insurance Companies in India which has a settlement and disburse ratio of more than 90%.

SBI Travel Insurance :

State Bank Of India offers a verity of products to its customers Included Credit Card, Loans, Investment, Insurance etc.

And SBI Travel Insurance plan is one of the best Travel Insurance plans in India.

SBI Travel Insurance covers any Individual between 6 Months to 70 years of age, and it doesn’t require any type of medical checkup before signup any insurance plan.

  • The Insurance plan covers up to 10% of the coverage limit (25K USD) in an accidental case.
  • Personal liability cover of up to 50% of total coverage limit (200K USD).
  • Also covers any type of losses of Passport, Baggage, and in an emergency during Flight Travel.

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And the SBI Travel Insurance doesn’t cover any individual if he/she is a part of any force, war, military, Using an unauthorized flight for travel, injured during mountain climbing, racing and being a part of any criminal activity.

Bajaj Allianz Travel Insurance:

While the other insurance companies consider maximum 70 years of age (for buying Insurance plan without any hassle).

Bajaj Allianz can consider till 75 years.

Bajaj Allianz not only covers any type of losses of Passport, Baggage, and in an emergency during Flight Travel.

Even also help you if you required any emergency cash any foreign land. So you can enjoy your trip in a better way.

The Insurance plan doesn’t cover any type of financial loss (Business, Lottery, Personal Trip expenses etc), Suicide case, Childbirth, Drug issue, etc.

Appolo Munich Travel Insurance:

Apollo Munich Insurance plan covers any Individual between 6 months to 70 Years of age in India.

The insurance plan helps you in any medical emergency, loss of checked baggage, Flight delay and cancellation and Hijack.

The Insurance plan doesn’t cover any type of financial loss (Business, Lottery, Personal Trip expenses etc), Suicide case, Childbirth, Drug issue, etc.

Bharti Axa Life Insurance:

With the age limit of 180 days to 70 years. Bharti Axa Life Insurance helps travelers during the trip if the face any issue like – Medical emergency, loss of passport and other travel documents, flight delay and loss of checked baggage.

And don’t support in case of any pre-existing medical conditions, sports medical treatment or any other fatal treatment.

The Policy also doesn’t cover drug and suicide, drink & drive, loss of passport, Documents (If you haven’t informed them within 24 Hours) and unchecked baggage.

HDFC ERGO Travel Insurance:

As like the other Travel Insurance policies, HDFC ERGO also covers any Individuals for up to 70 years without any medical checkup.

The policy covers issue like – Medical emergency, loss of passport and other travel documents, flight delay and loss of checked baggage, and Flight Hijak cover etc.

It also covers outpatient, inpatient, medical aid, therapies and diagnostic tests as described in the policy schedule

And don’t cover the case of suicide, Drug / Drink & Drive, Sport’s Fatal, any criminal offense etc.

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Important Points:

  • Most of the Travel Insurance Company has almost same benefits which cover any Individual.
  • A few of them also offer emergency fund facility where you will be provided by a fixed fund to help you.
  • If You are going to apply for Schengen Visa you must go for a travel Insurance with a min-sum assured of 50K USD.
  • You can also cover your short journey (1-4 Days).
  • Must read term & conditions before signup any plan.
  • These financial guidelines and benefits can be changed any time without any prior notice. So before applying any new Insurance Plan must check updates.
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Jitender Sharma

Jitender is a finance geek with more than 10 years experience in Credit Cards, Savings, & Loans. He is a Co-founder of FoundersBuzz a digital branding platform for small business and startups. And also managing 4BizSolutions one of the best Small Business Blogs in India.


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